Find a used Jetta TDi, my buddy has a '06 and loves it, those little diesels have torque through all gears the needle keeps climbing, 120mph no problem.
I wish I would have just put the money down on a used one when I had the chance. I have yet to hear anyone talk about the cobalt ss/sc in any bad way, everything has been positive. IHATEU how much was your car payment per month? Insurance about average also? I thought I read that they weren't bad for insurance compared to a majority of other sports cars.