yeah maybe I misunderstood...scared of the mud? lol jk
I thought you were asking how to keep the mud from collecting on your quad..
but you have to realize that if your going to go mudding, you can pretty much expect to get well, muddy.
Utility quads (Honda Recon, etc.) have the most surface area fender wise, they hold a lot of mud from getting to the rider..
If any of that makes sense